It goes without saying that no one should get in a car and take to the road without comprehensive auto insurance. In fact, winter is a great time to check your coverage plan and make sure it’s airtight. While you may be a skilled, experienced driver who can judge the weather conditions, adjust your speed accordingly, and can properly steer out of a skid or handle a car when it fishtails. But what about all the other drivers on the road? You’ve probably seen a few out there in your travels that you wouldn’t trust to transport you anywhere, in any weather. Imagine driving near them in a snowstorm! They are why you need quality auto insurance.
It’s a sad fact, but according to data from the U.S. Department of Transportation, weather-related vehicle accidents on American roadways injury over 75,000 people each year. Simply put, it’s dangerous out there, and while drivers shouldn’t overlook safety precautions at any time of year, it’s especially crucial to drive prepared in the winter months. The Novick Agency, a family-owned provider of insurance services in Pennsylvania, offers the following simple tips for staying safe in the ice and snow.
- Check your tires. Are they properly inflated? Is the tread worn out? Get your tires evaluated by a mechanic to make sure they’re ready for the road.
- Increase following distance. Even if the person in front of you is crawling along at a pace you feel is too cautious for the conditions, take a deep breath and hang back. You simply can’t judge how easy it will be to stop if that person slams on their breaks, or the person in front of them slams on their brakes. Matted snow and black ice on the road are just accidents waiting to happen.
- Pack a ‘just in case’ kit. It doesn’t have to be an extravagant, Doomsday Prepper-esque stash. Just throw a few blankets, a small case of bottled water and a box of protein bars in your trunk in case you’re ever stuck on the road in a snowstorm. Remember: this is only for an emergency; no breaking into the supply for a random snack!
- Get gas! It’s really cold out, and the idea of leaving your car to pump gas is less than attractive. But say you’re in a hurry to get where you’re going. So, you let it go, and let it go, and your tank drains and drains. Then, when a storm hits and you’re stuck on a road somewhere, you risk running out of gas and compounding your problems. When it’s cold, the gas meter could read inaccurately, and you could be in more trouble than you realize. So, always take the time to run on at least a half-full tank.
Interested in learning more? The Novick Agency can help you reassess your auto insurance policy or answer any other questions you might have. Contact us today for a consultation and stay safe out there!