The Protection You Need for Your Rental Unit
Many Pennsylvania renters do not own a renter’s insurance policy, mostly because they don’t feel the need to protect something they do not own. While renting and owning are very different, both require comprehensive insurance coverage to protect you and all of your belongings.
The Novick Agency can present you with options for a renter’s insurance policy that suits your lifestyle and budget. Our renter’s insurance policies help cover a multitude of items in your rented establishment including furniture, clothing, jewelry, electronics, bedding, appliances, and more.
In addition to providing coverage for stolen and/or damaged items, renters insurance also offers liability protection for property damage and bodily injury lawsuits. What does this mean?
Liability protection for property damage will cover you in the event that someone slips and falls on your property (or in your unit) up to the liability limit, and also pay for your legal defense.
What happens if your home becomes uninhabitable due to a fire or other disaster? Where will you go? What will you do? If you have a renter’s insurance policy, your insurance company will pay for the temporary housing. Generally, these policies have a very reasonable annual cost. Some apartment complexes or landlords may even require you to have renter’s insurance for liability purposes.
Now the question is, can you afford not to have renter’s insurance? Contact The Novick Agency today for a free quote, and we’ll get you set up with a policy that works for you.